New research has recently discovered that the UK lags far behind the US when it comes to finance options that cut out banks recalcitrant to provide cash loans to businesses and consumers alike.

The Federation of Small Businesses recently found that, unlike in the UK, where there are only five large-scale lenders accounting for in excess of 90 per cent of lending made to SMEs, there are fifteen thousand such lenders across the pond in competition to provide credit co companies.  FSB head, Graem...

A new report recently revealed that families hard-pressed by the economy and having trouble repaying unsecured short term loans and credit card debt are being harassed more and more by debt collectors.

The new report, published by the Citizens Advice Bureau in Cornwall's campaigning action group, has revealed that the pressures debtors face include a veritable deluge of threatening phone calls and letters from collectors employed by payday loan companies and credit card firms.  CAB Cornwall ch...